prediction? >> blackberry has got the stuffing beat out of it, but the new blackberry system ten is going to get them back, could be up $30 and 11 right now. and it's going to be a hit. >> brenda: gary b, a bull or bear on that. >> i'm bearish, i think it's going back down to single digits. >> brenda: finally jonas your prediction. >> brenda 2013 is the year the robot takes over, and it's going to be solid inhe vacuum cleaner robotics buness and they're leading in 2013. >> brenda: oh, my god, you cannot replace him. that's, youknow, have you ever done anything like that? and quickly guys we're going to go around the brady bunch circle here, the squa. mar is the market going, jonas. >> up. >> brenda: and toby, how about a you? >> it's going down and then it's going up. >> brenda: and then gary b? >> it's going up in 2013. >> brenda: cavuto on business

in three, two... >> think taxes are not going up if these guys pull off a last minute miracle? think again. hi, everybody, i'm dagen mcdowell in for neil cavuto and fox on top of a clock ticking down. less than 62 hours until it all goes town and i'm not talking about that ball in times square or those automatic tax hikes and spending cuts lawmakers are scrambling to avoid. i'm talking about taxes going up no matter what. taxes in the esident's health care law. a new tax on invesent income, a tax on medical device makers costing jobs, those aren't the only ones, that last tax forcing companies, many companies to yoff workers. and coming attractions for thehe new year, to ben stein, charles payne, todd schoenberger and sarah, charles, you first. >> let the flood gates open.

listen, dagen, obviously, we know-- actually we don't know, but it's to nancy pelosi's point we're going to find out and i hope we like it. lot of taxes associated with obamacare. you mentioned the medic device issue, a lot of these companies, by the way, medical device companies have been laying off workers right now. and that is, if this impacts, by the way, everyone, takes away from research and development, which will take away from life saving innovation and it's just, again, the very tip of the iceberg. ultimately, there's going to be a whole lot of taxes that just opens the gate for. this is just the beginning. >> ben, even if u look at action taken by the medical device makers, there's already damage that's been done by the tax increases built into this health ce law, has it got? >> well, the damage is built in, but on the other hand good built into, too. there are people who are very poor who won't be able to get health insurance and not ry, between medicaid and middle class and we'll be able to get health insurance, or some, ovell, obviously, i don't

like the bill. i don't think any sensible person would like the obamacare bill. but x increases are a fac of life. that's the story, tax increases under mr. bush and surpluses der mr. clinton tax increases as far as the eye can see under mr. obama. >> when do the spending cuts happen, sarah? >> never. >> and you often see the tax increases kick in and in the health care law, and spending never gets cut. >> i think you need to look where the spending goes, provide preventive care. and we saw 80 million access preventative care and that's a net savings for the entire health care system passed on to all of us. >> how have job cuts we've seen the medical device makers, they're sounded the horn about them. how does it help the broad economy though? >> what you're seeing i readjusting of the economy.

st of this tax money comes out of those making 25000 or mo more, an increase on those individuals. at the same time that we're finding out here on capitol hill about a drease on those making 250 or less, so, majority of americans. wh we have this increase on a very small portion, we see that those folks are welcoming this increase, a poll released the day before christmas put through american express and the harrison group, saw that 67% of those making 1% or more want today see ts increase happen. >> a right. let me move on to todd, because i can tell you tha there are a lot of tax ineases just in this health care law, i didn't even mention some of them at the top of the show, todd. what i'm talking about additional payroll tax for those making more than $250,000, a taxable taxing and spending, and how much health care you can write off every year, and people don't know how much it wi hurt them and the broad economy.

>> that's right, they haven't seen itaken out of their paychecks yet. this is what fox viewers want to know what's going to impact them on day one and you're talking aut the hospital with the medical bill that we're talking about, that's the real money that's going to be taken out of your paycheck. your net amount is going to be less and has nothing doith what's taking place with the fiscal cliff negotiations, it's all set in law. so, we all have to expect to have less money the start of the year. >> charles, this raises the issue-- >> i want to go to charles, this raises the issue of how much can this country and this economy bear? because it then said, tax increases are the new way of life for us and you see what's going on in washington to avoid the tax increas, these are built in this. i don't believe that everybody understands what the overall impact will be. >> i don't think everyone understands and ben is right withespect to the idea that right now, that's the direction we're hded into. no one is talking about spending cuts.

none is talking about how do we, you know, truly bring down the 16 trillion dollar deficit. instead of loaning u marks toward 20 plus. there are thingshat are ultimately up for play. mortgage interest deduction is up for play and the health care that it provides for you, that's taxed at some point. at the least, it's means tested and some people aren't going to get it, but ultimately, this government has a ferocious appetite for spending and all of these cuts that we're talking about, even though they will hurt everyone, they're just a drop in the bucket forhere we're going. >> i just laughed, ben, as soon as you saw mortgage deduction, i was ready to go-- >> houses and a problem-- >> how much did you say. >> don't you have nine houses? >> morehan that. more than that. >> don't admit that, ben. >> the ideas clobbering the

housing market on its knees after it's been on its back four or five years, that's crazy, craziness. >> moron the housing market coming up. i don't want to stick to that, but that-- again, we don't want ben to faint in the middle of the segment, but, sarah, this just raises the issue, and it's something that i said to todd. there are so many tax increases built in that people don't know about this coming year and there are more to come. there's only so much that an economy and the job creators, i'm talking wealthy americans can bear and i do not believe for a minute that lawmakers fully understand what they've alreadyone and what they will do. >> well, i think we also need to look the what and so we're getting rid of annual tax and lifetime tax on insurance and making preventive costs or free preventative health care, that means for the viewer out there you could catch something tt could bankrupt

you that would get you sick earlier and now won't bankrupt you, your insurance won't run out. and won't be out of luck if something tragic happens in your life. there are three anges and there are many, many more others insuring those under 26. >> we've gone over that, but the issue is paying for that. and paying for it add broadly speaking, what will it do to th american economy, todd? >> dagen, you mentioned how american households would they he be able to actually stomach this, right now, americans were deleveraging since the recession started and now they're takingn more debt right now. and why is that? food costs up 6% and energy costs, dropping recently, but high for most of the year. you have to go out and take on more debt and now when you start squeezing that take home pay and less money that's there to pay the bills, you go into further debt. so, ancillary--

there are more negatives than sitives, but realistically, it's a tragic for the economy. >> there's nothing in obamacare that addresses preventative care and some instances might cause people to be more reckless, hey health care will provide for it. you see the ground swell of welfare spending. and a lot of people are taking food stamps and buying yodels and ring-dings with it, nothing to keep them honest and off the taxpayer dime on the medical side. >> that's the final word, sarah, we've got to wrap this up. but fulle disclosure, i clearly am vy angry about the excis tax on taing, which was in the health care law. (laughter) >> which kicked in immediately. again, tax first and worry about everybody elselater, okay? >> you one-percenter. it hurts business, tanning

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to cavuto on business and for the latest on foxnews.com. >> in your cebook. starting next tuesday, employers in illinois cannot ask workers forasswords to social media sites like facebook and twitter, it's supposed to prototect the privacy of workers. todd, you're the not sure about this one, why not? >> you have to look out for the company. every employee out there, they are an ambsadors of that organization in and ouof the office. so, i want to know as an employehat are my employees up to? what are they -- are they into some type of a club, illegal activity, whatever it is. i get the privacy issues, but if you're going to post something out there, i want to know what it is and how it's going to affect my company and

bottom line. >> ben, what do you think. >> i would like people not to disclose passwords to employers. i think that employers know too much about the employees anyway, privacy is extremely high value under the constitution, let's keep it that way. >> yeah, an employer, even a prospective one can't go in my house and see how tidy i keep my bedroom. why should they be able to go online and see what i'm guessing, i think is private, with my friends, charles? >> you bet. >> here is the only problem, guys, we're startg back with that whole reg, and things. the ceo's have to sign the bottom line that they know everything that's going on with the company. by the way, i think it's unfair that you know, some guy who is in the london office and you sign off on this, and you're culpable for some really big time penalties, fees and you know, we're asking a lot of corporate america and tying their hands up with the privacy issue, believe me i'm not on facebook

for that particular reason, but you know, there's a flip side to this. we can't keep pressuring coorate america and ceo's to know every single aspect of their businesif they n't have access to it. >> even if there's a law, sarah, asking for passwords, privacy policys like swiss cheese and employers will be able to find out plenty of dirt on people online without needing their passwords? >> i absolutelily come down on the side of privacy on this one. my problem is really bad management. saying to your employees, i don't believe you have good judgment, i don't believe you're capable of doing whatever it is, the tasks i hired you for or wanted to hire you for. it's psycholog in the workpce. >> the employee does not need to go into facebook. it's not a law that they need to do it. they're doing it because they want to reach out to friends and social networking. and listen, what you put out there line is public information. as an employer, i need to know what are my employees doing.

are they talking to a competitor, are they giving t secrets? are they doing things especially in the securities business, doing things they shouldn't be doing? >> you know very well that's not what it's about. it's about people saying having sex clubs or something like that. >> come on, ben. >> and it's all on the-- >> and equivalents of going through my closet to see if i've got whips and chains >> and what happensf i go out there online and start releasing secrets about the organization here? you're going to tell me-- >> that's already against t law. that's already again the law. that's already-- >> and i actually will throw this back in your face, that if you outlaw a company, even in a state broadly, from asking for someone's password, you reduce their operating costs because you have greater compliance costs, greater legal iability if that's what you're actually doing is policing thenternet looking at perspective employees. >> i'll accept that, dagen. however, let's be honest here. if i have an employee that,

say, they're up to no good, that's going to cost me more in the bottom line, legal costs, compliance costs. i want to nip it in the bud. >> and you won't have the besides. >> the employer, the employer is not supposed to be big brother supervising what over employee does in his time off. that's absolutely an outrage to even contemplate. >> i don't care what they do outside. >> why-- >> and putting it in public, the public domain. >> no, no, not when they're at work, not not related to their work, the employer should have nothing to do with that, that's too much control. >> i want to know what my ployees are doing, talking to comtitors or releasing secrets. they wouldn't-- >> chars. >> they wouldn't be doing that online. >> unless they're really dumb and then you don't want them working there. hey, charles? >> i was just going to say one ing, i learned something new bout facebook from ben with the sex clubs so i'm going to reconsider joining. >> iusheard that, i heard that. laughter) >> okay. thatas a segment ender.

and there, i'm going to give you the final word on that, actually. >> i think on this, this one we should all come down on the side of privacy, there are some things we just don't want to know and i think that's one of them. >> all right, the tide is moving. (laughter) thank you all. moving along, americans about their jobs and taking fewer days off from themnd that's great news. the forbes gang explains at the top of the hour. but u next, take a look at this. that has no relation to what we're talking about next. we just like seeing buildings implode. actually, just when the housing market is looking up, is the government about to turn it upside down again with turn it upside down again with a new [ malennouncer ] it's tt time of year again.

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>> home not so sweet home? the white house is said to be looking into expanding a mortgage bailout program to include borrowers with loans not backed by e federal government. this coming, as the housing market is showing more signs it's slowly recovering i very own. charles, what will be the impact? >> well, here is the thing. i just found amazing that the same government that was ushered into office by pulling out wout's recogniz--

wall street's reckless behavior. not only homes not backed by the the federal government, but homes deeply underwater. i'd like to see the private industry in this mor and loved to see the home prices hitt terra firma earlier, but there's a certain desperation out there. we sort of housing hit terra fma, but millions of homes underwater and millions of buye aren't stepping up to the play and it might be a sign of desperation, also. >> ben, if the housing market showing signs of life. why does the federal government need to get more involved than it is. >> it's showing signs of life, but probably less than half of what is in early 20, 2008. it's much less stronger than a year ago, six months ago, a year and a half ago, but it's flaccid, to use a word i don't like to hear, when we talk

about what it should be and i don't think there's any reason why ne shouldn't get it-- about you the losses if the market recovers will be trivial if not nil and good that more and more people are employed in construction. >>ir, we already control the taxpayer and the federal government, we already control the mortgage market. why do we need to take on more risk? >> because we're not taking-- >> i'm sorry, i thght-- >> i said sarah. ben, i'll get back to you. >i'm a little miffed. we want to seeore people living in homes and these aren't t best morages to take on, but the risks are measured in multiple ways and seen in most cases a wiingness and ability on the part of the lender to be able to pay their mortgage. now, tir house may be underwater, but it's more important to have someone living if that home, have a mortgage paid on that home than that home be vacant because it devalues those around it and hopefully designed to help us get past just being on solid ground and

back to a more robust market. >> todd, maybe we're never going to get back to the heights that we were at one point. >> we're so jaded and the recent data is positive. only a fool would go out and buy a home. it's better burning the cash, you're not going to have any equity in one year from now. secondly you nee the government involved. >> the government is involved. >> guys. >> w own the-- >> and ancillary problems that go along with this poisoned housing market right now, i'm sick and tired of hearing whether the govnment should get involved or not. and they're not involved. and. >> they are involved. >> schools, fire departments, local government when houses go under, you can't have it. >> the government controls the entire mortgage market. we own fannie mae and freddie mac, now, we're venturing out to control more of it. >> right. >> it makes zerocents. >> got to take full control, guys. listen, you want to penalize something, go after the home owners for building up the inventories, when they're doing it and gng into

consumer sentiment numbers and giving false reading. >> fuelly not enough inventory right now t meet demands, but anyway, ben, final word. >> todd, if you can pdict the future and value of any important commodity my hat's off to you. >> thanks, ben, i appreciate that. look, i respect you, too, going forward in the housing market right now, i don't know where you're getting your data from, dagen, there's no chance of that. tons of homes are available, especially the derwater homes. call bk if you want to buy a house and nobody'soing it. >> of the inventory problem with people who want to buy new or slightly used homes and heard it from every realtor and the data bears it out. ben, love you. ou stay there, i have to thank sarah flowers, thanks for being here. up next see this guy? if you're listening back in june you'd be up around 40%. find out his best pick of 2012 and his top three names for thnew year. this family used capital one venture miles

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